This is a fleece tunic. It's warm down to the waist when worn as a cold-weather garment inside the house. ■120 There are no visible tears or holes, but there is some damage such as scuffing and pilling on the back hem (see photo 6). Please check the photos to confirm the condition before considering a purchase. Please refrain from purchasing if you are looking for something in perfect, like-new condition. It will be folded and shipped, so please be aware of any resulting creases. Returns and refunds are not accepted, so please review the photos and description carefully before making a purchase. #warm #cozy #120 #tunic #coldprotection #fleece