Price is not negotiable. Instant purchase is welcome. A white shirt is placed underneath to make the pattern easier to see in the images. The white cut-and-sew top is not included. It can be worn like a cardigan, and I think you can coordinate it in various ways. If you have any questions, please ask in the question section. I may not be able to respond immediately due to work. I will do my best to respond smoothly, so thank you for your understanding.