This is an A6 saving binder cover, very popular in Korea for fun saving and household budgeting! ♡ It has a super cute design and color! ♡ Unlike fabric, it's made of a sturdy material, so it's easy to handle. *The refills are for illustrative purposes only; this is a cover-only sale. No price reduction, instant purchase OK. ♡ I also have light blue and off-white colors available ♡