I passed using this in a week. No writing, not separated into sections. There are pen marks on the bottom. Except for the annual pension amount, it's almost the current system. Available for immediate purchase. This is the perfect textbook for FP exam preparation, providing easy-to-understand support for passing. - Title: FP Textbook 3 - Edition: 2024-2025 Edition - Publisher: TAC Publishing - Price: 1500 yen - ISBN: 978-4-8306-11200-7