A study book for beginners preparing for the FP Level 3 exam. Includes ample past exam questions. Comes with a red film. I've highlighted some areas with a pink marker where it says you can view summary files on your smartphone! There are also a few places where I've written notes, so while there aren't any noticeable stains, I've marked the condition as "slightly used." Title: FP Sokko Text 3rd Grade 2021-2022 Publisher: Nikkei Publishing Content: Designed for efficient learning even for beginners, with plenty of past exam questions and practical skills practice. Features: Smartphone and summary file access available. I've placed sticky notes on the pages with the summary files, but I can remove them before shipping if you prefer. Stored at home. Please understand this before purchasing. If you purchase multiple items, I might be able to offer a discount on shipping costs, so please feel free to inquire. #FinancialPlanner #FP #Level3