I am selling this item because I was satisfied with it after purchasing it. In my amateur opinion, there are no white spots or defects. The magnetic loader is not included. Feel free to ask any questions!! Please comment before purchasing. Please only purchase if you are satisfied. I want to sell it quickly, so if you like it, please offer your desired price. What looks like a scratch is just a scratch on the magnetic loader. Please rest assured! I think it's a relatively clean card, but I believe everyone has their own values regarding condition, so please make your own judgment. To prevent any trouble, please consider it as a used item! Please refrain from purchasing if you are concerned about minor details!