☆★☆Thank you for viewing!★☆★ ✨This is a refill savings binder that's popular in Korea✨ ＝＝＝ ☑ Bundle discounts available - great deals when purchased with other items ◎ ☑ No individual item discounts. ☑ #SUNSMILE★ also has various other items for sale ★ ＝＝＝ ⚠ To help you start managing your finances right away, we've set the price as low as possible. Please be sure to read the following notes and understand them before making a purchase ⚠ ★ Set Contents ・A6 Acrylic Binder ・Ring (Silver) ※ Gold is also available ・2026 Calendar ・5 Hard Refills ・5 Soft Refills ・1 Zippered Refill ・1 Charm (random) ★ Size ・Binder Size: Approximately 18cm x 10.5cm ・Refills: A6 size compatible (can also use commercially available refills) ✅ A6 acrylic binder with a 2026 calendar 5 hard refills and 5 soft refills Zippered refill and a charm included!! ✅ Everything you need is included, so you can use it right away(^^♪ ⚠⚠ Notes (Please read and understand before purchasing) ⚠⚠ ※ To prevent damage to the acrylic board during shipping, a protective sheet is attached. Please peel it off before use after it arrives. ※ Please assemble the binder by attaching the ring. ※ There may be individual differences in the looseness or tightness of the ring's opening and closing. We ship items within a range that does not affect use, but we do not accept returns or exchanges except for obvious defects. ※ To keep the selling price down, we may use recycled packaging materials for shipping. Please understand that there may be wrinkles due to storage or packaging. ※ We strive to inspect our products, but we sell imported goods. Measurements are taken by amateurs. Standards are more lenient than those in Japan, and there may be items with minor scratches or slight measurement errors. We consider these to be good products, so please refrain from purchasing if you are sensitive to the product condition. ※ We do not accept returns or exchanges for imported goods, or for reasons such as "different from the image" or the matters described in the notes. ※ Returns and exchanges are not accepted after evaluation. Household finances, household account book, household finance management case, money management file, saving challenge, sorting, envelope savings