The item comes with fur, but it can be worn without it. There are belt loops, but a belt is not included. You can pair it with a belt of your choice. I've only worn it for a short time, about twice, so I think it's in relatively good condition. However, it has been stored in a closet for about three years, so please refrain from purchasing if you are concerned or are very particular about condition. I don't see any noticeable scratches or stains, but there may be some I've missed. Please check the condition in the images. It will be shipped as compactly as possible, so please understand. Lip Service Cecil McBee INGNI Yumetenbo M.deux MOUSSY ANAP SLY ZARA EGOIST Delyle NOIR