This is a textbook and problem set for the FP3 (Financial Planning 3rd Grade) exam. I am selling it because I passed the exam. It's a full-color edition, making it very easy to read and understand, and is recommended for those aiming for the quickest possible pass. It has been used, so the supplementary booklet has been detached. There is a crease on the cover from this, but there are no creases or writing inside.