This is a magazine packed with special features and insurance information useful for "shukatsu" (end-of-life planning). Thank you for looking. I am a subscriber. I was unable to subscribe this time, so it is new and unused. Except for the one with personal information written on it, I have not taken it out of the bag. It will be sent in the original bag it arrived in, with measures taken to prevent water damage (*^^*) Thank you.