New, unused item stored at home. The description uses "by color" (which can also mean two-tone color). I apologize, but since it's unopened, I'm unsure where the color changes occur. It has easy-to-use, full-length zippers for both sizes, and the eight fasteners are also one-touch detachable. (This allows for smooth cover changes) The third photo is likely the actual color. 100% cotton, antibacterial, and shrink-resistant. I hope someone can use this. I will ship it without opening it.