A simple expense memo for absolute beginners ☆ Updated to allow you to choose your favorite patterns ♪ Please specify the pattern number from the second image in the comments. *You can only choose one pattern. If you purchase multiple sets, you can choose different patterns. Original design expense memo ❣️ This is a set of 13 A5 size loose-leaf sheets! The key to continuing household financial management is to do it steadily and positively ❣️ To make household financial management as positive as possible, I created this with a cute Scandinavian design in mind (^^) Just write down all your daily expenses (^o^) Even if your income increases, it won't accumulate if the faucet is left open! Write down your daily expenses in this expense memo and Let's realize the "feeling of spending money" (-᷅_-᷄) You're spending more than you thought! That's why you couldn't save! That realization is the beginning of a "saving mindset" ♪ 〓〓〓〓〓〓〓〓〓〓〓〓〓〓〓〓〓〓〓〓〓〓〓〓 Additional sheets are available for +20 yen per sheet. Please let us know via message! ️ If you have expenses of about 2 sheets per month ▶︎▶︎▶︎ Basic set 13 sheets 400 yen + 12 sheets 240 yen = 640 yen 〓〓〓〓〓〓〓〓〓〓〓〓〓〓〓〓〓〓〓〓〓〓〓〓 Printed on plain paper with a home inkjet printer. As this is a handmade item, There may be slight misalignments, color variations, etc. I will create it carefully with all my heart, Please purchase only if you understand. Please note that handmade items cannot be discounted individually. Savings envelopes are also on sale ▼ Recommended for those studying asset formation with "The University of Money" ❣️ I also have many other items for sale, including cute children's clothes, sister outfits, women's fashion, shoes, and handmade items. Please take a look ☆ Savings, savings sheet, 365-day savings, savings envelope, installment savings Cash savings box, secret savings, saving, handmade, saving money Household account book, installment, installment savings, money management, envelope budgeting, savings envelope, cute, stylish, coloring book, coloring page, piggy bank Pre-saving, envelope budgeting, Tsumitate NISA, NISA, envelope savings Household financial management, financial planner Life plan, insurance, The University of Money, money, Tsumitate, FP, investment, budget